The Client

A commercial and residential roofing contractor with large government contracts. The client operates in five states with revenues over $100 million.

The Challenge

Although it sees such high revenues, only 25% of the company’s 2,000 employees were enrolled in benefits plans. Approximately 1,500 roofers were required to work 50 out of 52 weeks in order to be eligible for benefits, which was not compliant with the Affordable Care Act (ACA). ACA was expected to raise client costs dramatically–penalties for non-compliance alone would have quadrupled benefits cost. Furthermore, they were very frustrated with the level of service they were receiving from their existing broker.

The Solution and Results

We brought our compliance team of experts together with consultants who had a deep knowledge of the issues involved with large seasonal work forces. We led this task force and designed a plan that enabled the client to not only be compliant, but meet their ACA requirements in a highly cost-effective way. We made sure that preventative care and a focus on wellness were key elements of the plan and as a result of our top notch level of support, we were able to help them avoid a potential $2000 penalty per employee and achieve monthly costs per employee that were economically viable.